Old vs new regime
Enter your income and deductions once — see your tax under both regimes and which one saves more. For resident individuals.
You
Income
Deductions — most apply only in the old regime
HRA exemption
How much of your house rent allowance is tax-free. Old regime only — the new regime does not allow HRA exemption.
Advance tax
If your tax for the year, after TDS, is ₹10,000 or more, pay it in instalments during the year. This works out each instalment and its date.
Capital gains
Holding period, short or long term, and the tax — for shares, mutual funds, property, gold and more. For sales on or after 23 July 2024.
Interest for late filing & short advance tax
Old sections 234A, 234B and 234C — now sections 423, 424 and 425 of the Income-tax Act, 2025. Simple interest at 1% a month; part of a month counts as a whole month.
Advance tax paid — amount paid in each window
Return
Gratuity & leave encashment
How much you should receive, and how much of it is tax-free, when you retire or leave a job.
Gratuity
Leave encashment on retirement / leaving
TDS rate finder
Pick what you are paying for — see the section, the rate and when TDS starts. From 1 April 2026 salary TDS is under section 392, every other payment under section 393 and TCS under section 394; the old section is shown for reference.
Late TDS — interest & fee
Interest for deducting late (1% a month) or depositing late (1.5% a month), and the late-filing fee of ₹200 a day for the TDS return. Old sections 201(1A) and 234E, carried into the Income-tax Act, 2025.